Life Insurance with Long-Term Care (LTC)
Schedule a Consultation
Schedule a 30 minute consultation with a long-term care consultant.
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Long-term care consultants are available to help answer your questions and to assist with enrollment.
Caregiving Resources
Caregiving resources and support from navigating complex decisions to aging-in-place.
Life Insurance with LTC Coverage Introduction
Watch this two-minute video about Life Insurance with Long-Term Care Coverage.
Speak to a Long-Term Care Consultant
Advantages of Life Insurance with LTC Coverage
Guaranteed Acceptance
Eligible employees may qualify for guaranteed acceptance coverage only during the enrollment window.
Coverage
Comprehensive coverage in your home, your community, assisted living facility or nursing home.
Portability
All plans are fully portable. If you leave your employer, you can take your plan with you.
No Gender-Based Pricing
No gender-based pricing which means applicants do not pay higher premiums based on their gender.
Long-Term Care Benefits
You can access the death benefit while living should you need long-term care services.
Life Insurance Benefits
Even if you use some long-term care benefits, a death benefit may be paid to your family.
Tax-free Benefits
Benefits received are tax-free.